Student travel insurance key benefits: Although I had apprehensions about getting refund of 3 nos. Category of Certificate of Registration: General Insurance. Pre-existing medical conditions Q:How will my insurance policy help me if I lose my passport during my stay abroad? 1. During your stay in the foreign land, you never know when you need to file a claim. Also, it offers benefits for medical expenditures that an insured is legally bound to pay, against a lawsuit for causing an accident that resulted in causing bodily injury to someone. Go Insurance is a registered trading name of Go Unlimited Pty Ltd (ABN 74149217925) AFS License no 404782 of PO Box 5964 Brendale 4500. All Rights Reserved.. If you get admitted to a hospital for more than 24 hours, you need to inform your insurance company or the assistance provider about your hospitalization at the earliest. Expenses incurred due to any of the following situation: Suicide; injuries or illnesses due to self-infliction, Any kind of mental disorder Depression, stress, or anxiety, Expenses incurred in a situation when you are, If the insured is travelling without the consent of his physician. Losses arising from intoxicated behaviour We offer you three plans to choose from – Standard, Silver, and Gold - based on the sum insured and the premium amount. Premiums for these travel insurance plans are cheaper in case of policies bought from domestic insurance providers in India. Make the most of your student travel insurance Check if you're already covered. If you're heading to Europe, a European travel policy should meet your needs. The âfree-lookâ period in travel insurance implies that the buyer gets a specified number of days to review the terms and conditions of the plan. It comes with facilities such as medically equipped return flights and the reparation of mortal remains back to the family in the event of death. Apart from all the budgeted expenses, you may incur some unpredictable ones too. Jedź z nami! 19. If your overseas stay gets extended due to reasons beyond your control, then your travel insurer will extend your policy, provided you have paid the additional premium amount applicable. Q:Is there any free Look or look-in period available? Student travel insurance covers a variety of situations in different countries. Q:Are pharmacy bills without the prescription of a doctor or medical practitioner covered under the policy? While travel insurance will only protect you for non-competitive sports medical expenses, it is a useful asset to have as an athlete in case you encounter: It covers students between the age group of 16 and 35 years. Q:When I meet with an accident in a foreign land, who should I contact? Medical treatment expenses for an illness or accidental injury, 8. In such a case, the treatment for any emergency measures will be paid until you are stable or relieved from severe pain. Dental benefits shall be limited to treatment sustained to sound natural teeth. Student Travel Insurance is a type of insurance that provides medical as well as non-medical insurance coverage to the students travelling abroad for studies. Continuing treatment: We will also pay for your continuing Medical Expenses which relate to the same injury or Sickness for which a valid claim has been paid under section 2 Medical Expenses. Death or illness of a pet Moreover, precious items inside the bag are also not covered by Student Travel Insurance, unless it is mentioned in the list of inclusions. The travel insurance industry has acknowledged this concern and offered a dedicated student travel insurance policy to insure Indian students travelling abroad for higher studies. Student; Student travel insurance. From lost baggage to a health emergency, your travel insurance would have you covered. claim & track your status. The insurance provider will verify the original passport to make sure that you didn't undertake that journey. The extension can be availed specifically for one-time only. Unfortunate events like loss of checked-in baggage, etc. A convenient way to register your It may take us up to seven working days to process the claim and reimburse you, as long as we have received all the documents. Childcare benefits: If your child is between 7-90 days and is hospitalised for two days or more due to an ailment, we will reimburse you based on the terms stated in the policy. You might find that you already have travel insurance - it’s sometimes offered as part of a packaged bank account or you might be covered under your parents’ family policy - but it’s important to make sure your policy covers what you need it to. Student Travel Insurance. Insurance is the subject matter of the solicitation.For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale.Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). If you're thinking about a gap year, we can provide you with comprehensive travel insurance cover for a number of different eventualities, from medical expenses to lost or stolen baggage.. Our gold insurance policies include cover for 90 sports and activities, like of horse riding, bungee jumping and an assortment of water sport. This policy is valid for both domestic or international travel. In case the trip was cancelled because of the refusal of the Visa by the Embassy, the Visa rejection letter would need to be submitted. STUDENT TRAVEL INSURANCE . 2. Student travel insurance is a policy designed for students travelling overseas for activities like a school trip or a longer-term exchange program. Some insurance providers under student travel insurance provide hospital cash allowance for childcare. Checked Baggage Delay: Tata AIG will also reimburse the cost of your expense of necessary personal effects for more than the deductible if delayed or misdirected by your carrier. Without a policy number, we may not be able to process your claim. The policy remains active throughout their stay in a foreign country. Don't worry about the costs since it will be covered by your insurance provider. 1. To be safe, do not plan a trip to politically unstable countries. Any situation arising due to war or nuclear threat in the country you are travelling to are not covered by Student travel insurance. Imdenifies pre-paid tuition fees in case of study interruption and death or permanent disability of the sponsor, 3. âCovered emergency dental expensesâ refer to the dental expenses incurred during the insured journey and within 30 days of the first treatment. It comes with a policy cancellation option in case the overseas university/ college rejects the student medical insurance purchased in India. Register your travel plans. Copy of passport/ visa rejection/ cancelled flight ticket, 9. Q:Will my university abroad recognize/accept my international travel insurance? 1. Check the terms and conditions of your policy. These may be perfectly fine for you if you don’t want any of the specific cover mentioned above, just be aware that this is the case and read the policies before buying one. Q:What are the various modes of premium payment? Q:How many days will it take to settle my reimbursement claim? This is because the payment mode may vary from one insurance company to another. The period of extension, your age, type of insurance plans, location of your university, etc. Q:Can an insurance company issue more than one policy for the same journey? Get a quote. Q:Would I get any reimbursement for medical expenses incurred abroad if I specifically went abroad seeking medical treatment? Student Travel Insurance. Hijack cash benefit: Should your travel plans be disrupted by the hijack of any common carrier, Tata AIG will compensate distress allowance if insuredâs common carrier has been hijacked. Here is the claim process for student travel insurance. In case the insured person's passport is lost, Student travel insurance policy will reimburse the actual incurred expenses for making arrangements for a fresh or duplicate passport is provided. 6. It offers a distress allowance to the insured person as mentioned in the policy. Buying student travel insurance from PolicyBazaar can offer following benefits: Focused on providing students with financial coverage against those travel-related eventualities, student travel insurance provides the much-needed assistance in the hour of need. You can continuously stay covered for the entire term of your academic course by opting for an auto-renewal of policy. are very important, even obligatory for students to buy one in some countries such as USA and Schengen Countries. are some of the factors that influence the additional premium that youâll have to pay. Alternatively, you can reach out to your insurance agent to file a claim. *Tata AIG offers coverage for medical expenses related to COVID – 19 when the … Q:Will the members of my family also be covered under my student travel insurance policy? Here are the basic elements of insurance coverage offered: It offers reimbursement to the insured person, for the incurred medical charges, in case of an unexpected illness or accident. Student Travel Insurance will not cover expenses incurred due to a pre-existing medical ailment unless the same condition is covered by the policy. Q:What are the key features of student travel insurance? Here are five reasons you need travel insurance. A student travel insurance policy comes loaded with unique features such as policy extension and auto-renewal facilities. At Tata AIG, we believe in catering to the exact needs of our customers, making sure that your journey is peaceful, safe and stress-free. If the insured is injured during an insured journey and the accident leads to disablement, Tata AIG will pay a percentage of the principal sum insured as shown in the Policy Schedule. Luckily, all travel insurance policies allow the insured to extend their student travel insurance policies. Q:I am going for research work at a university abroad. Q:Will student travel insurance cover any pre-existing ailments? Go Insurance. Coverage would be provided only if the insured person has not completed 38 years of age and 30 weeks of pregnancy. This travel insurance is specifically designed for young people travelling on a budget. You can easily extend your student travel insurance in case your final semester gets extended or delayed. 7. Also the same implies, if your sponsor or an immediate family member expires, leading to discontinuation of your studies.Â. Moreover, by comparing the plans, one can save a lot on premiums of student travel insurance. Get covered for cancellation, medical expenses and personal belongings, with low excesses of just £75 and a 24-hour medical claim helpline. Your claim would only be entertained as per the inclusion clauses. No. If the insurer requires immediate dental treatment during his insured journey, Tata AIG will pay reasonable and customary charges for such treatment subject to the deductibles shown in the Policy Schedule. 108. Q:What all are included under the medical expenses covered by student travel insurance? Coverages may include: Trip cancellation and delay, lost baggage, medical emergency, international terrorism and any other unforeseen event or accident. There isnât any option of multiple extensions available. Q:How will student travel insurance benefit me? Losses sustained during a nuclear attack or radiation leak Expenses arising out of emergency hospitalization due to an accident or  illness. Give a written notice to your insurance provider 15 days in advance, mentioning your policy number, attaching the scanned copy of your passport and stating the reason for the cancellation. 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